Earning credits, the in-game currency, is a key aspect of enjoying Forza Horizon. Whether you’re looking to expand your car collection, upgrade your vehicles, or simply show off your wealth, knowing the most effective methods to accumulate credits is essential. While there isn’t one single “best” method, as many exploits get patched over time, there are several reliable strategies players can use to boost their in-game bank balance. This guide will explore the top ways to earn money in Forza Horizon, helping you drive your dream cars sooner.
Completing Races and Game Activities
Participating in the core activities of Forza Horizon is a fundamental way to earn credits and progress in the game. This encompasses a variety of events that not only reward you directly with credits but also contribute to your overall player level and unlock valuable wheelspins.
Regular Races and PR Stunts
Engaging in races across the diverse landscapes of Forza Horizon, from street races in the city to off-road rallies in the wilderness, is a consistent source of income. Similarly, completing PR Stunts like Speed Traps, Drift Zones, and Danger Signs provides XP and contributes to your level progression. Each race completed and stunt mastered adds to your experience, pushing you closer to the next level and the wheelspins that come with it.
Story Mode and Car Collection
Progressing through the various Story modes available in Forza Horizon offers another avenue for credit accumulation. These narrative-driven challenges often reward players with credits upon completion of chapters or storylines. Furthermore, expanding your car collection itself can indirectly save you credits. As you acquire more cars, particularly through Accolades, you reduce the need to spend credits purchasing them from the Autoshow or Auction House. Accolades, in particular, frequently reward cars, sometimes very valuable ones, which can significantly bolster your garage without directly costing you credits.
Open Events: Double the Rewards
For players seeking a more engaging and potentially more rewarding experience, participating in Open Events is a highly effective method. Open Events function similarly to regular races in terms of credit rewards, but they introduce an additional layer of progression through Open XP. This separate leveling system operates in parallel to your regular player level. The significant advantage of Open Events is that these leveling systems stack. This means that if you level up in both your regular player level and your Open level simultaneously, you receive double the wheelspin rewards. This accelerated rate of earning wheelspins makes Open Events a particularly lucrative option for dedicated players.
Auction House Snipping: Luck-Based Profit
A popular, albeit less consistent, method for earning credits involves utilizing the Auction House to “snipe” deals. Auction House snipping relies on identifying high-value cars listed for sale at prices significantly below their typical market value. The strategy then involves purchasing these cars and quickly relisting them at a higher, more reasonable price to generate profit. However, the primary drawback of this method is its heavy reliance on luck and timing. Success in Auction House snipping is not guaranteed and can be highly variable. You might find a profitable deal within minutes, or you could spend hours searching without success. The time invested in potentially fruitless searching could often be better spent participating in races or other activities that provide a more consistent and reliable stream of credits and experience.
Achieving Legendary Status: Unlock High-Value Sales
Reaching Legendary Status in the Forza Horizon creative community opens up a unique pathway to potentially significant credit earnings. Legendary Status is achieved by accumulating 50,000 combined likes, downloads, and uses on your car tunes or liveries. This accomplishment signifies a high level of recognition and appreciation from the player base for your creative contributions. Upon reaching Legendary Status, you are distinguished with a Rank 20 badge on your Creative Hub. More importantly, it grants you the exclusive ability to list any car on the Auction House for the maximum buyout price of 20 million credits. While achieving Legendary Status is a challenging endeavor requiring considerable effort and community engagement, it unlocks the potential for substantial credit gains through high-value car sales. It’s important to note that even with Legendary Status, a sale at 20 million credits is not guaranteed, but it significantly increases the potential return on desirable and rare vehicles.
Festival Playlist: Regularly Rewarded Riches
The Festival Playlist is a frequently overlooked but highly efficient method for accumulating wealth in Forza Horizon. This dynamic seasonal event offers a range of challenges and activities that refresh weekly, providing consistent opportunities to earn valuable rewards. A key strategy is to aim for at least 20 points in each season’s playlist. Reaching this relatively modest point threshold typically unlocks access to rare and highly sought-after cars. These reward cars are often very valuable on the Auction House and can be easily “flipped” for substantial profit. Even if you are not an expert racer, the Forza Horizon community is generally supportive and helpful. Leveraging community assistance to achieve 20 points in the Festival Playlist is a straightforward way to regularly acquire valuable assets that can be converted into credits.
Rivals Mode: Race Against Yourself for Rewards
Rivals mode presents another effective avenue for earning credits, alongside experience points and valuable in-game racing experience that can improve your overall driving skills. In Rivals, you compete against the ghost car of another player’s best lap time on a specific track, or your own previous best. The longer the race and the more laps completed, the greater the credit payout. Therefore, if your primary goal is to maximize credit gain through Rivals, a highly efficient strategy is to select the S2 Oval Circuit rivals event located at the stadium. This short oval track allows for rapid lap times, and by completing multiple laps consecutively, you can quickly accumulate credits in a relatively short period.
Important Advice: Avoid Early Splurges
A crucial piece of advice for new Forza Horizon players focused on building their credit balance is to resist the temptation to spend heavily on cars early in the game. Many of the more affordable cars available at the beginning can be obtained through various in-game rewards such as Accolades, wheelspins, and Festival Playlist prizes. Prematurely purchasing these cars from the Autoshow can lead to a wasteful expenditure of credits that could be better utilized later for acquiring more exclusive or higher-performance vehicles. Patience and strategic credit management in the early stages of the game will ultimately contribute to a more robust and rewarding car collection in the long run.
By implementing these strategies and managing your credits wisely, you’ll be well on your way to financial success in Forza Horizon, allowing you to collect your dream cars and fully enjoy the vast and exciting world the game has to offer.
